When people retire they often get a retirement corpus. Some people do not have a concrete plan as to what to do with the corpus. Retirement corpus being lifetime savings, many people put them in safe avenues like FD’s, post office deposits etc. The returns of these avenues barely beat inflation. Some people use the entire corpus to buy a house which kills their liquidity which is required at times. By investing 25-30% of the corpus in Mutual Funds, one can achieve very good returns in the long run in a safe manner. When it comes to investing a corpus, the safety of the principal should be the most important consideration. Most people are not aware about the tools they can make use in Mutual Funds to ensure such safety. By investing the corpus in a debt fund and using STP(Systematic Investment Plan), it is possible to ensure the safety of principal and also take decent returns in the long run. We explain these methods of investing retirement corpus safely and help you execute it after studying your future needs.
